@font-face{font-family:'Fraunces';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/fraunces-600.woff2') format('woff2')}
@font-face{font-family:'Fraunces';font-style:normal;font-weight:700;font-display:swap;src:url('/assets/fonts/fraunces-700.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/inter-400.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/inter-500.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/inter-600.woff2') format('woff2')}

:root{
  --blue:#0D5EAF; --blue-deep:#08305C; --cyan:#18B7D8; --gold:#D4AF37;
  --ink:#10243E; --muted:#5A6B7E; --bg:#FBFCFD; --card:#FFFFFF; --line:#E6EBF2;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;background:var(--bg);color:var(--ink);line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:'Fraunces',Georgia,serif;font-weight:600;color:var(--blue-deep);line-height:1.2;letter-spacing:-.01em}
.wrap{max-width:1040px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px;top:0;background:var(--blue-deep);color:#fff;padding:10px 16px;z-index:99}
.skip:focus{left:0}
nav{display:flex;align-items:center;justify-content:space-between;padding:20px 0;gap:16px;flex-wrap:wrap;border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:11px;font-family:'Fraunces',Georgia,serif;font-weight:700;font-size:21px;color:var(--blue-deep);white-space:nowrap}
.brand .logo{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--cyan));display:flex;align-items:center;justify-content:center;color:#fff;font-family:'Fraunces',serif;font-weight:700;font-size:15px;flex:none}
nav .links{display:flex;gap:20px;align-items:center;font-size:14px;flex-wrap:wrap}
nav .links a{color:var(--muted)}
nav .links a:hover{color:var(--blue)}
nav .links a.cta{color:#fff;background:var(--blue);padding:9px 18px;border-radius:8px;font-weight:600}
nav .links a.cta:hover{background:var(--blue-deep);text-decoration:none}
.hero{padding:64px 0 36px;text-align:center}
.hero .eyebrow{display:inline-block;font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
.hero h1{font-size:44px;font-weight:600;max-width:820px;margin:0 auto 18px}
.hero p.lead{font-size:18px;color:var(--muted);max-width:640px;margin:0 auto 26px}
.hero .ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 28px;border-radius:9px;font-weight:600;font-size:15px;transition:transform .12s ease,background .12s ease}
.btn:hover{transform:translateY(-1px);text-decoration:none}
.btn.primary{background:var(--blue);color:#fff}
.btn.primary:hover{background:var(--blue-deep)}
.btn.ghost{background:transparent;color:var(--blue-deep);border:1px solid var(--line)}
.btn.ghost:hover{border-color:var(--blue)}
.crumbs{font-size:13px;color:var(--muted);margin:16px 0 0}
.crumbs a{color:var(--muted)}
section{padding:44px 0}
section h2{font-size:29px;margin-bottom:8px}
section .sub{color:var(--muted);font-size:16px;max-width:760px;margin-bottom:28px}
.accent-rule{width:44px;height:3px;background:var(--gold);border-radius:2px;margin:0 0 18px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px;transition:border-color .15s ease,box-shadow .15s ease}
.card:hover{border-color:var(--cyan);box-shadow:0 6px 24px rgba(13,94,175,.07)}
.card h3{font-size:19px;margin-bottom:8px}
.card p{font-size:14.5px;color:var(--muted)}
.card .kicker{display:block;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--cyan);margin-bottom:10px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{background:var(--card);border:1px solid var(--line);border-radius:999px;padding:9px 17px;font-size:14px;color:var(--ink);font-weight:500}
.chip:hover{border-color:var(--cyan)}
.answer{background:#F0F6FC;border:1px solid #D8E6F5;border-left:3px solid var(--cyan);border-radius:10px;padding:20px 22px;margin:0 0 30px;font-size:16px;color:var(--ink)}
.answer b{color:var(--blue-deep)}
table{width:100%;border-collapse:collapse;margin:18px 0;font-size:14.5px;background:var(--card);border:1px solid var(--line);border-radius:10px;overflow:hidden}
caption{font-size:13px;color:var(--muted);text-align:left;padding:6px 8px 10px}
th,td{padding:13px 15px;text-align:left;border-bottom:1px solid var(--line)}
th{background:#F0F6FC;color:var(--blue-deep);font-weight:600}
tbody tr:last-child td{border-bottom:none}
details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:12px}
details summary{cursor:pointer;font-family:'Fraunces',serif;font-weight:600;color:var(--blue-deep);font-size:16px}
details[open] summary{margin-bottom:10px}
details p{font-size:14.5px;color:var(--muted)}
.prose{max-width:760px}
.prose h2{font-size:23px;margin:30px 0 12px}
.prose h3{font-size:18px;margin:22px 0 8px}
.prose p,.prose li{font-size:15px;color:var(--ink);margin-bottom:12px}
.prose ul,.prose ol{margin:0 0 14px 22px}
.prose .updated{font-size:13px;color:var(--muted);margin-bottom:20px}
.band{background:linear-gradient(135deg,var(--blue-deep),#06203f);color:#e7eef6;padding:56px 0;border-radius:18px;margin:20px 0}
.band h2{color:#fff}
.band .sub{color:#b9c8d8}
.band .card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13)}
.band .card h3{color:#fff}
.band .card p{color:#c4d2e0}
.band .card .kicker{color:var(--cyan)}
footer{border-top:1px solid var(--line);padding:40px 0 24px;margin-top:40px}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:24px;font-size:14px;color:var(--muted)}
footer h4{font-size:13px;color:var(--blue-deep);margin-bottom:10px;text-transform:uppercase;letter-spacing:.08em;font-family:'Inter',sans-serif;font-weight:600}
footer a{display:block;margin-bottom:6px;color:var(--muted)}
footer a:hover{color:var(--blue)}
footer .entity{margin-top:22px;font-size:12.5px;color:var(--muted);border-top:1px dashed var(--line);padding-top:16px}
@media(max-width:640px){
  .hero h1{font-size:31px}
  .hero p.lead{font-size:16px}
  nav .links{gap:12px;font-size:13px}
  section h2{font-size:25px}
}